Go Global with TranSwap: A Fintech Solution for Cross-Border Business Payments

18 Jul 2025

Expanding internationally brings new opportunities—but for many startups and SMEs, cross-border payments can create complexity, delay, and unnecessary cost. That’s where TranSwap comes in. Founded in Singapore in 2015, TranSwap is a regulated fintech company that simplifies international business payments, helping companies manage foreign exchange, pay overseas partners, and operate across borders with greater ease and efficiency.

Streamline Global Payments for Business

TranSwap allows businesses to send and receive payments to over 180 countries, using a single, centralised platform. Whether you're paying global suppliers or managing international payroll, their system is built for speed, transparency, and control.

Startups and SMEs benefit from competitive exchange rates, reduced transfer fees, and faster settlements compared to traditional banking solutions. By consolidating cross-border payments in one place, TranSwap helps you operate more smoothly as you scale internationally.

Manage Currencies with Global Accounts

One of TranSwap’s core offerings is its Global Account—a business account that enables you to collect, hold, and manage funds in up to 34 currencies, with account numbers in major markets such as the UK, US, EU, Singapore, Hong Kong, and Indonesia.

This means you can receive payments from clients in their local currency and pay suppliers without constant conversions. With greater control over your funds, you can avoid unnecessary FX losses, manage cash flow more effectively, and support multi-market growth.

Built for SMEs and Startups Expanding Abroad

TranSwap is designed specifically for SMEs and startups looking to expand beyond their home market. Their tools provide the financial infrastructure needed to operate globally, without the complexity and high fees of legacy banking systems.

As your company grows, the ability to move money across markets easily and cost-effectively becomes critical. TranSwap gives smaller businesses access to tools typically reserved for large corporations—empowering you to compete internationally on a level playing field.

Regulated and Trusted Globally

TranSwap operates under regulatory licences from multiple jurisdictions, including the Financial Conduct Authority (FCA) in the UK, the Monetary Authority of Singapore, and other local authorities in Hong Kong and Indonesia. This ensures a high standard of compliance, security, and operational transparency.

Your funds are held in segregated client accounts, adding an extra layer of protection, and the platform uses strong encryption protocols to secure all transactions.

Why Choose TranSwap?

If you're a startup or SME ready to scale globally, TranSwap offers a practical and reliable solution. You can:

  1. Send and receive payments in over 180 countries

  2. Access global accounts in multiple currencies

  3. Benefit from competitive exchange rates and reduced fees

  4. Simplify your international financial operations

  5. Work with a trusted, FCA-regulated provider

TranSwap combines the agility of a modern fintech platform with the reliability of a regulated financial institution—giving you the tools to grow beyond borders without compromising control or compliance.

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Let's discuss your idea and help you understand how we work.